Why settle for less than everything?
From mobile banking, online billpay and beyond — an S&T checking account gives you more of what you need to get the most out of everyday.
There's no shortage of great perks.
Choose any S&T checking account, and you’ll find plenty to love.
Debit Card
Our debit card takes convenience to an all-time high by allowing you to pay for your purchases wherever Visa® is accepted.
Online & Mobile1 Banking
Gain access to our online platform and mobile banking app for 24/7 access every day of the year.
State-of-the-Art Security Technology
We are committed to protecting the financial and personal information of all our customers.
Every choice is a great choice.
| Preferred with Interest | Four Star Banking | Select Banking | |
|---|---|---|---|
| Minimum Balance Requirements & Maintenance Fees2 | |||
| Daily | $1,000 | $1,000 | $0 |
| Combined deposit & home loan balances | $50,000 | $5,000 | $0 |
| Maintenance fee waived if above are met | |||
| Maintenance fee | $15 | $10 | $0 |
| Checks | |||
| Clubline checks for free | |||
| 50% discount on designer checks | |||
| First order free 3 | |||
| S&T Visa Debit Card | |||
| Free S&T ATM |  | ||
| $.05 incentive for each credit transaction4 | |||
| Free Anywhere ATMs5 | |||
| Debit rewards | |||
| Overdraft protection | |||
| Interest earning | |||
| Digital Services | |||
| Free online banking | |||
| Personal Financial Management | |||
| Free mobile banking6 | |||
| Free online statements | |||
| Free paper statements | |||
| OPEN AN ACCOUNT | OPEN AN ACCOUNT | OPEN AN ACCOUNT |
1 Mobile Banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information
2Minimum daily balance and balance requirements:
Preferred with Interest-Must maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $50,000 or more, otherwise a $15 monthly management fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity total line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.
Four Star Banking-Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more, otherwise a $10 monthly maintenance fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity total line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.
3First order of Preferred Banking checks are free to new Preferred Banking accounts only and not to converted accounts.
4$.05 credited to your account for every credit or signature based transaction made with your Preferred Banking debit card. The total debit reward incentive will be subject to 1099 reporting.
5Unlimited free ATM transactions at S&T Bank ATMs. S&T Bank does not charge you to use another bank’s ATM plus reimburses surcharge fees (fees charged by other banks to use their ATMs) per statement cycle. Free ATM transactions do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Preferred Banking Account; for example, the VISA® International Service Assessment Fee, that applies when a foreign country ATM is used for a cash withdrawal, is not waived or reimbursed, and will continue to apply.
6Mobile Banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 Mobile Banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information
2Minimum daily balance and balance requirements:
Preferred with Interest-Must maintain minimum daily balance of $1,000 required in Preferred Banking checking account or combined deposit balance and home loan outstanding balance of $50,000 or more, otherwise a $15 monthly management fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity total line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.
Four Star Banking-Must maintain minimum daily balance of $1,000 in Four Star Banking checking account or combined deposit balance and home loan outstanding balance of $5,000 or more, otherwise a $10 monthly maintenance fee applies if one of the above balances is not met. Combined home loan balances include outstanding balances on mortgage loans serviced by S&T Bank, home equity loan and home equity total line of credit outstanding balances. Home loan balances do not include VA, FHA or PHFA mortgages.
3First order of Preferred Banking checks are free to new Preferred Banking accounts only and not to converted accounts.
4$.05 credited to your account for every credit or signature based transaction made with your Preferred Banking debit card. The total debit reward incentive will be subject to 1099 reporting.
5Unlimited free ATM transactions at S&T Bank ATMs. S&T Bank does not charge you to use another bank’s ATM plus reimburses surcharge fees (fees charged by other banks to use their ATMs) per statement cycle. Free ATM transactions do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Preferred Banking Account; for example, the VISA® International Service Assessment Fee, that applies when a foreign country ATM is used for a cash withdrawal, is not waived or reimbursed, and will continue to apply.
6Mobile Banking is offered as a free service of S&T Bank. You may incur and are responsible for any charges assessed by your mobile carrier. Contact your mobile carrier for more information.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Banking Built for You
More benefits. More to love.
All S&T checking accounts are designed to help you get the most out of every day.
- Control your finances with our mobile app.
- Send money with Zelle®.
- Free ATM access
- Pay bills online.
- Deposit checks on the go.
Get Started
Open an account and get more of the good stuff.
Open online or visit your local branch to open a qualifying checking account.
Preferred Banking
A Financial Advantage
Preferred Banking is a smart, personal checking option. You’ll enjoy free ATMs5, debit card rewards, mobile1 and online banking.
Four Star Banking
The Best Choice for 50 and Older
Four Star personal checking offers unique benefits to customers 50 and older such as overdraft protection, online and mobile banking, discounted checks and more.
Select Banking
Simple Checking Solution
Select Banking is a cost-conscious checking account. Get a free debit card, free S&T ATM5 banking and free online and mobile1 banking, while skipping the monthly service fees.
Switching Is Simple
More Benefits of Banking With S&T
Simplify Life With Easy Payment Solutions
Use your new checking account to pay almost any bill, person or small business, both on-the-go and at home.
Learn with S&T
Stay on top of your finances with free financial tools, tips and resources.
Get Expert Advice
Whether preparing for college or buying a home, we have the resources you need to make intelligent financial decisions with confidence.