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Fall into adventure.
Enjoy the cooler weather and colorful leaves. When you use your home equity total line of credit to fulfill your dreams, you can take time to enjoy the season without sacrifice.
Fulfill Your Bucket List with a Home Equity Total Line of Credit
A home equity total line of credit gives you the ultimate flexibility for seasonal travel and adventures of a lifetime.
Pay on Your Terms
Benefit from our competitive variable rate or lock into a fixed rate and term.
Your Money, Your Way
Access and manage your funds in a variety of ways, online and offline.
Easily Access Your Funds
Borrow up to your approved credit limit as you need it. Only make payments on the amount you use.
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LIMITED TIME OFFER
Fall into Savings
With our limited-time offer, save on fees so you have more freedom to plan your adventure.
• No processing fee1
• Appraisal fee waiver1
1The offer is effective as of 9/11/2023 and requires an automatic draft payment from an S&T Bank checking account and is not available for refinancing S&T Bank home equity debt. The APR is a variable rate and may increase after consummation with a maximum APR of 18.00%. Your APR may be based on your credit qualifications, the amount of your credit line and loan-to-value. A processing fee of $75 will be waived. Payments for appraisals, when required, are the responsibility of the borrower(s). Appraisals typically range from $70-$725; however, the first $90 in appraisal fees will be waived. The Bank shall choose the appraisal type for the loan. Minimum line amount of $10,000 ($25,000 for interest-only). An early termination fee of $350 applies if your credit line closes within 36 months. An annual fee of $50 will be charged to your line of credit. Title insurance required on lines greater than $750,000. Owner-occupied properties only. Property insurance is required. Other rates and terms are available. Consult your tax advisor regarding the deductibility of interest. Subject to credit approval. Offer subject to change or withdrawal without notice.
1The offer is effective as of 9/11/2023 and requires an automatic draft payment from an S&T Bank checking account and is not available for refinancing S&T Bank home equity debt. The APR is a variable rate and may increase after consummation with a maximum APR of 18.00%. Your APR may be based on your credit qualifications, the amount of your credit line and loan-to-value. A processing fee of $75 will be waived. Payments for appraisals, when required, are the responsibility of the borrower(s). Appraisals typically range from $70-$725; however, the first $90 in appraisal fees will be waived. The Bank shall choose the appraisal type for the loan. Minimum line amount of $10,000 ($25,000 for interest-only). An early termination fee of $350 applies if your credit line closes within 36 months. An annual fee of $50 will be charged to your line of credit. Title insurance required on lines greater than $750,000. Owner-occupied properties only. Property insurance is required. Other rates and terms are available. Consult your tax advisor regarding the deductibility of interest. Subject to credit approval. Offer subject to change or withdrawal without notice.
GET STARTED
It's Easy to Access Your Money
Embarking on a journey to remember is easier when your money is easy to access. Use your home equity total line of credit funds in four simple ways:
- Pay with your home equity card anywhere Visa® is accepted
- Transfer using online and mobile banking
- Write checks
- Make a withdrawal at your local branch
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