Certificates of Deposit with Competitive Rates
With S&T, choose your term and earn well above the national average Annual Percentage Yield (APY).
Rates effective as of June 2, 2025.
Use our calculators to see how much you can earn.
5 Month CD
4.13% APY1
1 Year CD
4.00% APY1
2 Year CD
3.75% APY1
3 Year CD
3.25% APY1
4 Year CD
3.00% APY1
Consumer Money Market
1.70% APY2
- $0 - $99,999.99 ~ 0.45% APY
- $100,000 - $499,999.99 ~ 1.70% APY
- $500,000 - $999,999.99 ~ 1.70% APY
- $1,000,000.00+ ~ 1.70% APY
1 Growth/Income Certificates of Deposit (CD) – Annual Percentage Yield (APY) assumes interest remains on deposit until maturity, and withdrawal of interest will reduce earnings. CD Time Deposit – 1099 is produced in the year interest is paid. Penalty for early withdrawals could affect the APY and could reduce the principal for these accounts. Automatically renews into same term CD and rate offered at time of maturity. Maximum deposit amount of $500,000.
2 Consumer Money Market Account – This savings account has a maximum of six (6) third party transactions permitted per month. This is a variable rate account, and your interest rate and Annual Percentage Yield may change at the Bank’s discretion without prior notice. Rates may change at any time.
Check Out Our Great Rates!
View S&T’s current rates to help you achieve your financial goals.
