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We are committed to the economic growth and stability of our communities as well as the financial well being of the people who live there. It is the people within these communities who make S&T successful. All sectors of our market are equally important to us. S&T Bank offers many loan and deposit products created specifically to meet the needs of low and moderate-income customers.
Some of the special mortgage loan programs we offer include the Pennsylvania Housing Finance Agency, Keystone Home Loan Program, Fannie Mae Expanded Approval Program, Keystone Home Loan PLUS Program, and the Fannie Mae My Community Mortgage. These mortgages are tailored to meet the needs of low to moderate income borrowers as well as first-time home buyers.
Our free checking Account is a free deposit product with no minimum balance, no monthly service charge and unlimited check writing privileges. We offer a special savings account called the Family Savings Account program created by the Ridge administration. This program helps low income and working poor families build assets by saving money and having the state match saved funds.
A community can only grow if it is supported financially. This is why we are committed to helping our small business owners get on their feet as well as our larger businesses that create jobs for our community. S&T Bank has funded over $28 million in community development-type loans and has invested over $11 million in low income housing-type projects.
For further information regarding S&T’s compliance with the FDIC’s Community Reinvestment Act (CRA) please review the notice that is posted in every S&T branch
If you have any questions or would like further information about any loan or deposit product mentioned on this page, please call our Direct Banking Center at 800-325-BANK. If you have specific questions about our involvement in the community or questions about our lending and investment practices, please ask to speak with our Compliance Officer.
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